Advantages of Stock Market Prediction

Every human being lives in present but remains curious to know the future. More or less it helps them to prepare for it well in advance., so when it comes to the share market, there are many advantages of stock market prediction that eventually help you in taking a profitable position. 

In this article, we will be discussing some of the benefits of predicting the stock market. 

Why is Stock Market Prediction Important?

The Indian stock market comes up with multiple opportunities for traders and investors, but at the same time, knowing the market condition beforehand and planning to take a position in a particular stock proves to be beneficial. 

To understand this, let’s take the case of the weather forecast, knowing the weather condition for the next week helps you plan it accordingly. Right? 

Similar is the case of the stock market investment. Now to give you a better understanding, let’s have a look at some of the top advantages associated with the stock market prediction.

1. Removes the Investment Bias

There are different types of investors in stock market When you plan your investments, it is not easy to not follow the behavioural bias as an investor. You often fall into the trap of choosing your favourite stocks instead of choosing a stock that has the potential for giving you better outcomes based on your analysis. 

This is a basic human, and more precisely an investor’s tendency that stops them from making calculative and more profit worthy decisions and makes them just follow their heart. 

After knowing how to predict the stock market using various formulas and methods, you can get rid of this bias as it makes sure you take decisions analytically instead of going on your gut feelings or investing in just your preferred stocks. 

2. Develops the Habit of Complete Analysis

Before learning to predict the stock market and applying the learning on a practical level, the investors don’t always go through a thorough analysis of the stock. 

It is only when they get to know how to use the formulas and techniques to predict the stock market trends, they develop this habit of thorough analysis before making every investment decision. 

Predicting the stock market correctly once or initially builds the confidence that allows the investors to develop this habit of doing a complete analysis every single time. 

Here, the complete analysis means both the fundamental and the technical analysis of the stocks as these two prediction techniques combined are the recipe for more accurate predictions. 

3. Minimizes Your Losses

Another advantage of stock market prediction is that it limits, or in other words, minimizes your losses to a great extent. Before knowing how to predict, the investors often make the mistake of not doing their homework properly which means they often make the mistake of not using the correct prediction techniques. 

As a result, they invest their money into the stocks on the basis of gut feelings or just random guesses hoping the prices would go up giving them profits. It doesn’t happen and most of the time they end up facing losses. 

After knowing how to use the correct prediction strategies and applying them correctly, they can minimize their losses. 

The opposite of this is also applicable as making informed decisions using the correct stock market prediction strategies also maximizes your profits to a huge extent. 

4. Assures Consistency

One of the best advantages of stock market prediction is the consistency you achieve in the results. Since we all know the stock market is highly volatile, there is no guarantee that even after making the prediction call using the various strategies and formulas, you are going to be on the right side of the trade, or in other words, making profits. 

Of course, you are going to make money someday and lose the same on the other days. This is like a team winning matches on some days and losing on the other days. 

In such situations, consistency plays a crucial role as irrespective of profits and losses of different sizes, getting consistent results in your favour is a necessary thing. 

Even if a team loses a few matches in a season, it is considered a good team as long as it achieves consistent results where the number of wins outnumbers the number of losses. 

Stock market prediction helps you achieve that consistency as a trader where you intend to make more profit than the amount you lose in this volatile market. 

5. Gives a Better Idea about Entry and Exit Points

Applying the correct stock market prediction methods helps you know better about your entry and exit points. So often the traders either enter or exit the market at the wrong times which means they fail to capitalize on the full potential of making profits. 

For example, if a person buys 50 stocks of a particular company at ₹ 200 each and then the price of these shares reaches ₹ 250, that person might go on to think that they have made the desired profit now and decide to exit the market. 

However, in the same example, the stock price reaches ₹ 300 and then ₹ 325 a few days after the trader exits the market. It is because the trader didn’t know how to predict the stock market, he exited the market earlier than he should have and missed out on making more profits. 

Therefore, one more advantage that the Stock market prediction carries with itself is that it gives you a better idea about the correct entry and exit points in the stock market. 

6. Allows the Smart Way of Making Money

The smart way of making money means making more and more profit using your trading skills and knowledge. Unless of course, a person has long-term goals, becoming a day trader and making money on a daily basis is the more preferred and desirable way of making money in the Stock Market. 

But for that, you need to be aware of several complications and challenges that come along with Intraday trading and how you can tackle them.

That can only happen when you know how to predict the stock market using several strategies and tools and make the best out of Intraday trading, allowing yourself to make money on a regular basis. 


Conclusion

Stock market prediction is a very complex area to master as it involves learning and practical applications of a number of tools, charts, and indicators, as well as analyzing the fundamentals of a company equally well. 

However, the harder it is to master this concept, the more profitable the outcomes are. Not one, not two, there are multiple advantages attached to stock market prediction and they are always and only going to help you make profits on your investments if you get things right. 

The stock market prediction has extra advantages for novice traders as they are the kind of traders who are more prone to making mistakes and facing severe losses in the market compared to experienced traders. 

You can better analyse and predict the stock market by gaining a complete understanding of the same. For this, you can learn stock market through various means and improve your strategies for investing.

In case you’d like us to call you back to explain more about stock market learning, just leave your contact info below:

Types of Investors in Stock Market

Investing in the stock market is like an art, and stock market investors are no less than artists. The better you perform this art of investing in the stock market, the better you get rewarded for it. Depending upon your style, risk and other factors there are different types of investors in stock market. 

To extend a democratic and uniform approach in the stock market, all the investors are distinguished on the basis of their investing capital, risk appetite, investing styles or opinions.

Nowadays, the majority of people are willing to participate in the stock market with one common objective i.e. earning, which directly contributes to the capital generation of the country.

If you desire to enter or are new in the world of the stock market, understand the different types of investors in the stock market to identify the way you would want to invest in the stock market.

Types of Stock Market Investors in India

As discussed above, the investors in the stock market enter into the investing space with different ideas, goals, and capital and thus they vary from each other.  For a better and deeper understanding of the types of stock market investors, we have arranged them in the following categories –

  • Types of investors based on investing potential.
  • Types of investors based on risk appetite.
  • Types of investors based on their investing styles.

types of stock market investorsLet’s consider each of these categories, one by one and gain an understanding of meaning, investment style and other objectives in detail.

On the Basis of Investing Potential

The Indian stock market is full of diversity. There are several types of investors that contribute to the stock market.

Let’s take a closer look at the types of stock market investors distinguished on the basis of their investment potential.

1. Individual Investors 

Individual investors are those investors that are non-professional, non-institutional. They buy and sell securities for their own account with personal interests. 

There are two types of individual investors, – Retail Investors and; High Networth Individuals.

  • Retail investors

Understanding the retail investors meaning, this class of investors includes individual investors who get the right to buy and sell shares of a particular company worth Rs 2 lakh in the share market. They tend to execute their trades in a non-professional way since they are trading on their personal account on their own.

Retail investors enter the stock market with the most fundamental objective, that is income generation. The purpose of which may vary from investor to investor.

Since they are non-institutional individuals, they have to research, analyze and implement on their own without any guidance and expert insights. Retail investors have a low-risk appetite and financial power. 

Therefore, most of the time they trade in comparatively lower volume. As per the SEBI law, retail individuals are those who apply for securities less than the value of ₹2,00,000.

Retail investors have been in the limelight of SEBI for the last few years. 

Therefore, SEBI focuses on promoting and protecting retail investors, which has led to a significant increase in the number of retail individuals in the stock market over a few years.

  • High Net Worth Individuals (HNIs) 

Also known as Non-Institutional Individuals (NIIs), High net worth individuals are categorized on the basis of net worth and investible assets. 

In India, those individual investors with an investing surplus exceeding Rs 5 crores are considered as HNIs. The total net worth of HNIs in India adds 1.3 Trillion Dollars i.e. 58% to the total Indian GDP. 

There were around 2,70,000 HNIs in India by 2017, later on the number of total HNIs in India crossed 330,000 as of 2020 and it is predicted by the experts that by 2027 the number of HNIs in India would cross 9,50,000.

Another fact about High Networth Individual investors is that their risk appetite is significantly high. 

Along with that, the trading activities of HNIs are tracked with the purpose to predict the stocks price because their activities highly influence the demand and supply as well as the performance of the stock.


2. Institutional Investors

Institutional investors are those organizations and companies that invest in securities and schemes on the behalf of other people. These are professional investors with the utmost knowledge and expertise of investing in the stock market.

Here are some of the different types of institutional investors –

  • Domestic Institutional Investors (DIIs)

Among the various types of stock market investors, Domestic institutional investors are the domestic companies or organizations that accumulate money from small investors and invest it in the securities and other financial assets of the same country they are based on. 

DIIs make their investment decisions on the basis of current domestic economic trends and political scenarios. 

Domestic institutional investors make a crucial impact on the net investment flow into the economy of the country. 

A report from the Securities and Exchange Board of India (SEBI) provided a disclosure that DIIs like mutual funds hold around 9% of the total securities traded on BSE. 

‘Domestic Institutional Investors (DII)’ is an umbrella term that comprises the following investors –

    • Indian Insurance Companies – Indian insurance companies are one of the major contributors to the stock market among domestic institutional investors. These companies pool money in the form of premiums paid by the customers in return for insurance services. Insurance companies operate by investing the pooled money into income generating schemes and assets.
    • Financial institutions and banks – Banks and other financial institutions also contribute to the domestic institutional investments of India. The primary source of income of such financial institutions is the interest received on the loans that they grant.However, some banks prefer to invest some percentage of the total deposits from the public in the stock market.
    • Indian Mutual Funds – Indian AMC mutual funds are the biggest DIIs that contribute to the stock market. Mutual funds invest the funds that are pooled from the small investors into a wide range of securities. AMCs collect the money from various investors (especially retail investors) and invest it in numerous income generating schemes. The investing decisions, analysis, and strategies are made and developed by professional investors. These institutional investors operate professionally and invest in the stock market on the behalf of other investors.
    • Domestic pension funds – Pension funds are meant to create a retirement corpus for individuals as financial assistance post their retirement. These local pension funds also invest the money pooled from people as installments of their pension scheme in the stock market.
  • Foreign institutional investors (FIIs)

Foreign institutional investors (FIIs) execute trades in a country but are entrenched outside of the political boundaries of that country. In simple words, FIIs are those institutional investors that invest in foreign countries. 

Since 1991, when the FIIs were allowed to participate in the Indian stock markets, they have been the primary source of the international fund for the Indian economy.

In addition to that, Foreign institutional investors (FIIs) have aided potential small businesses by providing the necessary guidance and required funds.

FIIs are consistently rising in India, therefore they have gained an essential role in the stock market to act as market movers. The investing activities of FIIs make a substantial influence on the market performance and investor sentiment. Moreover, it helps in predicting the performance of the market in the long run. 

Foreign Institutional Investors include sovereign wealth funds (government-owned investment funds), hedge funds,  mutual funds, pension funds, investment banks and insurance companies.


On the Basis of Risk Appetite

Investors need to consider plenty of crucial factors before investing their own money or pooled money. One of which is the amount of risk they are willing to go for termed as risk appetite. Each investor carries a different risk potential while entering or investing in the stock market. 

The risk appetite of almost all the investors keeps changing according to the economic trends, political scenarios, financial plans, and objectives, experience, investing surplus, and age factor. 

The amount of risk an investor is capable of bearing determines his approach and investing style as well as works as a parameter for developing strategies.

Know more about types of investors in the stock market on the basis of their risk appetite and find out which one you are –

1. No Risk investors

No-risk investors are conservative investors. These are the investors whose primary focus is on short-term goals, therefore they do not commit their capital to long-term investments. 

Conservative investors aim at securing their capital, hence, they would rather invest in low return schemes than take risks in the expectation of earning huge returns. 

No-risk investors are generally retail individuals.

Some of the best recommendations for no-risk investors are – Fixed deposits, provident funds, and SIP investments in mutual funds.

2. Moderate Risk Investors

Among the various types of stock market investors, moderate investors are the investors with a moderate risk appetite. Such investors generally use diversification to make their portfolio better as well as to protect their profits and prevent loss during bearish trends. 

A moderate investor expects to earn stable but moderate returns on his investments. Therefore, the investors select the stocks that are risky up to some extent but also offer good returns. 

3. Aggressive Investors

Aggressive investors generally have enough expertise and knowledge. Therefore, they believe in taking huge risks in order to earn huge returns. The majority of aggressive investors have large portfolios. 80% of their portfolio consists of equity. 

Furthermore, they prefer to stay invested for the long run to grow along with the quality stocks and benefit from the power of compounding. Some of the High net worth individuals (HNIs) follow an aggressive approach to investing.


On the Basis of Investing Style

The investing style also plays an important role in determining how an investor’s investing journey will turn up. Stock market investors base their investing style on different factors. Such as objective, financial backup, age factor, employment, lifestyle, and mindset. 

Here are some of the common types of stock market investors based on their different investing styles – 

1. Growth Investors 

Investors prioritize buying those stocks that have a huge potential to grow in the near future.

These investors analyze the growth potential of the company and plan their investments accordingly. Some of the reasons for high growth potential can be the latest strategies, new projects, and launch of a new product, etc.

Growth investors generally invest their money in small-cap stocks, IT companies, and healthcare companies.

2. Active investors 

Active investors are those investors who actively participate in the stock market. They keep track of various stocks, and current market trends, and keep up with the news. 

Active investors focus on research and analysis of the market performance and trends and trade accordingly. They make each investment decision with utmost planning and study. Similar to growth investors, active investors also do not stay invested for the long run.

3. Passive investors

These are the type of stock market investors who tend to spend less time and attention while investing. Passive investors do not crave huge gains, rather they prioritize taking less stress and accept reasonable gains. 

They prefer investing in mutual funds to get rid of the process of analyzing and decision-making in order to save time. 

4. Value investors

These investors are generally long-term investors, who invest their money in the stocks that are being traded at a price below their actual or book value. 

Value investors analyze the market and keep a track of the companies that are fundamentally strong but whose stock price is less than the potential price.

They make profits by holding the undervalued stocks for the long term or until they grow up to or more than their potential.

5. Speculative investors 

Speculative investors are the investors who often invest like growth investors but one major difference is the amount of risk involved. These investors generally have a high-risk appetite and invest their surplus with an aggressive risk approach. Speculative investors are also known as speculators.

These types of investors desire to rapidly earn returns on their investment, therefore keep looking for a special profitable opportunity in the market

Speculative investors dig up the news to find an opportunity to earn high returns in a short period. 

These investors usually invest in such companies where corporate actions including mergers, acquisitions, changes of management, and takeovers are occurring.

6. Retirement investors

Retirement investors include those investors who are investing with the objective of earning for leading a hassle-free retirement. 

These investors usually have a low-risk appetite. Regardless of how they used to trade in their mid-age, retirement investors prefer investing in low-risk stocks and schemes.


Conclusion

Above is the list of types of investors categorized on the basis of different parameters. Check the category you fall in. Also, you can gain an understanding of the investment behavior of other investors in the share market. 

To lay a strong foundation and kick off a better start to your investment journey, join the stock market course now.

Retail Investors Meaning

The share market comes with limitless opportunities for investors to earn money. It is said that the more you invest, the more are the chance to book a profit and create wealth. But what is the limit to investing in the share market? Well, it differs for different types of investors in the stock market. In a broader class, there are two categories, retail and institutional investors. In this article, let’s have a quick understanding of retail investors’ meaning. 

Who are Retail Investors?

Investors are the people or those entities (such as firms and mutual funds) which put their money or capital into securities or funds while expecting to earn financial returns.

Retail investors are non-professional individuals who desire to reap the benefits of investing by participating in the stock market. Here when considering the limit of investment, it is comparatively lower than the other class of investors, i.e. institutional investors. 

SEBI defines a retail investor as an individual whose application or bid for securities or stocks does not exceed  ₹ 2,00,000 in an IPO and doesn’t hold or buy stocks for a value of more than ₹2,00,000.


Retail Investors Characteristics 

After understanding the retail investors meaning, let’s have a look at the features and characteristics of retail investors:

  • Retail investors are non-professional traders who trade individually through traditional, online brokerage apps and other investment accounts for and on their own.
  • A majority of the retail investors tend to trade occasionally in small amounts as compared to the institutional buyers such as mutual funds, pension funds, etc that use a huge amount of capital for trading.
  • Since the buying potential of retail investors is low, they are charged higher fees on their transactions. However, some of the online brokerage apps and brokers have made a specific type of trading free of cost.
  • Retail investors enter the stock market for their own personal interests, which may include the income for a college fund after retirement earning or just to generate additional capital.
  • Generally, retail investors enjoy the benefits of more liquidity and less paperwork as compared to institutional investors.
  • Research and guidance are two of the most important fundamentals of investing. Retail investors have to research for the quality stock on their own and do not get crucial guidance unless they use a specific investing app or broker, which provides technical analysis and guidance.
  • There is no doubt the fact that retail investors lay a remarkable influence on the market sentiment, which directly affects the overall functioning of the stock markets.

Retail investors Protection

Retail investors stand a huge possibility to be exploited by the exposure to the various risks of the stock market. Therefore, SEBI, the regulatory authority of the stock market focuses on the protection of retail investors and their interests. 

Since the majority of retail investors are unaware of certain risks and scams in the market, it is essential to protect retail investors for the fair and orderly functioning of the stock market. 

Therefore, SEBI consistently formulates new regulations and makes amendments in order to protect and promote retail investors.

SEBI consistently formulates new regulations and makes amendments to existing laws in order to protect and promote retail investors.

Some of the major regulatory measures introduced by SEBI are to protect retail investors.

  • Educating the investors and promoting financial literacy by collaborating with different exchanges and depositories.
  • Enhancing caution among the retail investors by conducting regional seminars regarding schemes and apps, which mislead the investors into the allocation of their capital in speculative activities by expressing a chance to earn exceptional returns.
  • Furthermore, SEBI focuses on enhancing the possibility and lowering the costs of the entry and activities of retail investors in the market. 
  • Along with that SEBI aims at an advanced disclosure of the rules and guidelines that protect the retail investors again and again at different steps.
  • To ensure that retail investors are able to equally access the IPOs of their preference, the allocation of shares to retail investors has been shifted from 25% to 35% of the total issue of shares in case of book-built issues.
  • Modification of the share allotment system that allows every retail investor to get allotted a minimum bid of shares, without considering their application size.
  • Allowing retail investors a price discount in initial and follow-on public offers limited to 5% of the offer price that is paid by institutional investors.

The Bottom Line

The number of retail investors in the stock market is increasing exponentially. One of the major reasons behind the rapid surge in the number of retail investors is the increasing interest of people in the stock market.

Moreover, SEBI has eased up the entry and the activity in the stock market for individual investors, allowing more people to enjoy the stock market party. Hence, even non-professional individuals start to invest on and for their own. 

For the convenience and ease of retail investors, various online investing apps are providing fascinating features that promote and protect retail investing. In all the retail investor meaning points towards the individual holding the investment right in the stock market up to the limit of Rs 2 lakhs. 

To become a successful retail investor, it is important to gain the proper understanding of share market investment, for which you can join or register yourself in the stock market courses now.

Learn Cryptocurrency

Cryptocurrency is a glittering concept in today’s day and age of investing. Its value has increased exponentially since the time it was introduced which makes it a very tempting investment option. However, before investing your hard-earned money, it is imperative you learn to trade in cryptocurrency. 

Just like all that glitters is not gold, everything that looks shiny and tempting in your eyes isn’t going to make you rich without having the proper knowledge about the concept. 

A lot of traders or investors make the mistake of trading on gut feelings and they might make profits occasionally in that process, but it is always a very risky investment process. 

Therefore, to help you out in knowing how to learn to trade in cryptocurrency, we look at the best mediums you can use to conceptualize this entire prospect of cryptocurrency and sharpen your cryptocurrency trading or investing skills to take measured and well-thought decisions.

But first, we will briefly look at what we actually mean by trading in cryptocurrency.

Learn Cryptocurrency Trading

Before getting into the detail of how to learn cryptocurrency, let’s understand its meaning in detail.

As the name suggests, cryptocurrency is hidden or let’s say cryptic currency that works on a decentralized blockchain method. It is extremely volatile in nature which is why it can be extremely profitable to trade in it but at the same time, you can suffer heavy losses too because of the very same reason. 

Some of the most popular and highest-ranked cryptocurrencies include Bitcoin, Ethereum, Binance Coin, Solana, and Tether. For sure, you must have heard of them as cryptocurrency enthusiasts.

Much like the stock market, cryptocurrency trading means predicting the price movements of various cryptocurrencies based on using several charts, tools and indicators. Thus it is important for every trader to learn cryptocurrency before they start trading in crytos. 

Once you decide to learn a new concept, the next question that comes to your mind is how to find the best resources or mediums to learn it.


How to Learn Cryptocurrency Trading?

When it comes to learning to trade in cryptocurrency, the best way to learn it is either by reading the books written on trading in cryptocurrency or by taking relevant online and offline courses. 

The offline courses are available at different locations where you can reach out to different teaching institutes that provide learning courses. On the other hand, the online courses are available on different platforms including Youtube, mobile apps, online classes etc. 

As a beginner, you can start by reading books based on the concept of cryptocurrency and can enroll in the cryptocurrency course as per your convenience.

Best Books to Learn Cryptocurrency Trading 

Books are always considered the best teachers. When you begin to learn something, you take up a book and read it until you get the entire concept. The same learning strategy can be applied to the time when you take up learning to trade in cryptocurrency.

“ If you don’t like to read, you haven’t found the right book ”,  J.K. Rowling, author of the famous Harry Potter series. 

However, it is vital that you only pick up the best books available on trading in cryptocurrency in this huge library of books that are available. Only when you find the right book, you can learn something efficiently. 

To make sure you don’t get confused amidst the numerous books written on the above topic as well as the number of courses available on the internet, we have picked some of the best resources for you in this article. 


Cryptocurrency Trading Courses  

Even though there is an abundance of online courses that help you learn trading in cryptocurrency and you know the best one already, there are only limited options when it comes to offline courses in India. 

There are only a handful of universities that provide cryptocurrency trading courses in their colleges. Just like the online courses, a learner can enroll themselves in these programs to learn to trade in cryptocurrency in an offline mode.  

Cryptocurrency Trading Courses Online

While finding an offline course that caters to all your demands is challenging, online courses are a majorly comfortable tool for learning cryptocurrency trading since they give knowledge through various tools and not just in the textual format like Books. 

When it comes to understanding the concept of cryptocurrency, most traders rely on online platforms to understand the concept. This is mainly because of the ease to access.

So, when it comes to the online platform to learn cryptocurrency, many traders still rely on the Youtube channels. No doubt, there are multiple videos and concepts explained for Free, but the content is not up to date, which might misguide or not help you in doing market analysis in the right way.

To simplify this, there are apps that can be downloaded on your smartphone and deliver updated information in different forms.

Apps to Learn Cryptocurrency

These tools serve the same purpose as your classrooms, only virtually. They provide you lectures on given topics in the audio as well as video format and conduct several tests and quizzes from time to time to evaluate your learning, just like schools and colleges do. 

Again, it doesn’t easy for aspiring traders to pick the best course for them since there are multiple courses online that teach trading in cryptocurrency. Following are the few factors on which you should evaluate a particular course.

  • Ease of learning
  • Efforts to solve problems
  • Learning with fun
  • Communication with educators and fellow learners
  • Easy access to study material 
  • Flexibility in the courses
  • Regular quizzes and tests to check your learnings
  • Certification

Based on the above parameters, the Stock Pathshala Cryptocurrency trading course makes the cut for being the most valuable learning course. This course is available on the Stock Pathshala smartphone app which is available both on android and iOS devices. 


Stock Pathshala App

Stock Pathshala is an online educational platform that provides education related to the stock market and cryptocurrencies. It has different courses covering numerous topics and one of those is the cryptocurrency trading course, suitable for cryptocurrency enthusiasts looking to kickstart their learning in this field. 

  • Ease of Learning

The education provided under this course is in the format of text, audio, and video to make sure the learners get practical illustrations of the concept along with theoretical knowledge. The audio format learning is provided through podcasts. 

The video courses are made in animated versions too meaning the learner has fun while learning relatively complex topics. Along with animation, the Stock Pathshala users get live classes too where they get to learn from an educator. This way, the course ticks the “ Ease of learning “ parameter. 

  • Learning with Fun

The course also includes reels and shorts along with animated videos that educate the users in an entertaining way. 

  • Efforts to Solve Problems

It is fairly natural to have some doubts and problems while learning anything, especially a new concept and how quickly and conveniently your doubts get resolved decides the quality of the educator in a major way. 

With Stock Pathshala, you can either present your doubts directly in front of the educators in the problem-solving classes or you can join their chat-based online community platforms and discuss your problems with your fellow learners or try to solve their problems if you can. 

This again works like a normal classroom where you either approach your teacher to get the answer to your questions or you discuss them with your classmates. 

  • Easy access to Study Materials

Under this course, you get both the live classes and their recorded versions so that you can hear the lectures and learn from them at your convenience. You can choose to skip the live classes if they don’t match your timings and still access all the content through the recordings whenever you have time. 

  • Flexibility in Courses

Flexibility is great, isn’t it? Whether we talk about the working-class people who love to have flexible work timings or we take a cricket team where players with flexible skills are preferred, everyone loves the flexibility. 

This is why the Stock Pathshala cryptocurrency trading course has a flexible structure where the users get to pick the course length of their own choice. They can either opt for a one-month class or they can go for the classes of longer durations that get completed in a period of 6 and 12 months. 

  • Regular tests and quizzes

The learning gets wasted until we don’t keep testing ourselves on a regular basis which is why this course offers regular self-assessment tests and quizzes. Based on the results, a user can evaluate themselves and find out their strengths and weakness during the duration of the course only. 

  • Certifications

Even though the learnings from this course are going to be of significance important in your trading journey and you can apply whatever you learn from the course in your trading to make profits, a certificate is never a bad incentive for good performance.

Stock Pathshala offers online certifications upon the completion of these courses. 


Why Choose Stock Pathshala to Learn Cryptocurrency? 

Apart from the above benefits, flexible the structure of a course it is the content in the app, that makes it different from the other available online resources and apps. 

This course offers the below-mentioned things as a part of its content:

  • Basic knowledge of cryptocurrencies, including the operating system of Blockchain
  • How to trade in cryptocurrency using the P2P method 
  • How to trade in cryptocurrency with the help of exchanges
  • How to acquire cryptocurrency wallets and protect them from online fraud
  • How to do the best research about a coin of your interest
  • How to do the technical analysis of a cryptocurrency correctly, including reading the candlestick charts
  • Cryptocurrency mining 
  • Fundamentals of cryptocurrency trading, including having emotional control and reading trading psychology and other complex market factors while trading
  • How to use risk management techniques to reduce the trading associated risks
  • Futures & Options in cryptocurrency

How Long Does it take to Learn Cryptocurrency Trading?

This is a question that doesn’t have one suitable answer and it is subjective to people’s interest and their intent of learning. It also depends on the course length which is designed differently taking the different amounts of content into consideration under the Stock Pathshala cryptocurrency trading course. 

There are three different courses related to cryptocurrency trading available on Stock Pathshala and their lengths are one month, 6-months, and one year. 

People who enroll themselves in courses of longer durations get to learn the trading in detail while people who take up one-month courses get a detailed overview of the concepts that are used in cryptocurrency trading.


Learn Cryptocurrency Free

You can also learn to trade in cryptocurrency for free of cost through Stock Pathshala where you get limited access to the content without having to pay any cost. 

Let’s say this learn to trade in cryptocurrency course has 10 chapters in the textual format then the user gets access to two of them for free while they have to pay for the remaining chapters which are a choice based decision.

So why wait for more, to get access to the free courses on Cryptocurrency now download the app.


Conclusion

Since the popularity of cryptocurrency has reached newer heights in the last few years in India, investors have moved on towards this digital form of currency with the obvious aim of investing and making profits. 

However, even with the massive growth in popularity, the number of platforms that provide quality knowledge and information about trading in cryptocurrency has remained the same more or less and because of this, one needs to be very circumspect about picking the right learning tools for them. 

Through this article, we discussed the best methods to learn trading in cryptocurrency so that you don’t dive into this ocean of trading without the support of a life jacket, which is your knowledge in this case. Knowledge, combined with experience makes up for the most profitable outcome in trading. 


 

What Does Stock Market Index Indicate?

When beginning your investment journey in the share market, you might have heard about the stock market index, which acts as a barometer of the stock market. Right? But what does stock market index indicate and why is it important for investors and traders?

In Physics, we learned about various units of measurements that help us in evaluating and comparing similar things. For example, we can measure the temperature and humidity of the day in advance using different instruments and units. Knowing these values helps us in planning our day in advance. 

Similarly in the stock market, there is the stock market index that evaluates the market condition and helps in understanding the market condition that eventually helping traders and investors to plan their next move in the market. 

Importance of Stock Market Index 

There are multiple indices in the Indian share market that help in analyzing the sector and market conditions. Among them, the two major indices are the Nifty50 and Sensex where the top performing 50 and 30 companies of NSE and BSE are listed, respectively. 

Now depending upon the weightage, these sectors and companies are responsible for driving these indices upward and downwards. 

Apart from this, there are many more benefits and roles of these indices. So, let’s have a look at what does stock market index indicate:

  1. Reflection of investor sentiment: If you are investing in equity markets, knowing investors’ sentiment becomes an important point. Investor sentiment is a very important factor in stock market movement. That means, if the index value is high, the demand for the stock will increase and this will lead to a rise in the prices of shares. Thus the stock market index helps to gauge investors’ sentiment. 
  2. Stock Market Prediction: One of the major roles of indices in the stock market, is it helps in predicting the next move thus helping investors to plan long-term investments, and derivatives traders (F&O traders) to take a long and short position in a particular contract. 
  3. Sorting: There are thousands of companies listed on the stock market. So it really becomes hard to choose which company one should invest in. Here comes the market index in the picture. There are some key characteristics like the size of the company and the stock market sectors it belongs to, etc, used to arrive at the index value of share and company. So you can pick a share of your preference by looking at these characteristics. 
  4. Passive Investment: Some investors like to invest in a portfolio of securities that resembles an index. This is called passive investment. This index portfolio helps investors to cut down the cost of research and stock selection as they can rely on the index for stock selection. As a result, the return on the portfolio will match that of the index portfolio. 
  5. Representation: Market indices act as a representative of the entire market or a particular segment like banking or auto. In India BSE Sensex and the NSE Nifty are used as the benchmark indices. That means they represent the overall performance of the market. In the same manner, an index formed by bundling of, say tech shares represents the overall presence of the tech sector. 
  6. Helps to minimize investors’ loss::Investing in index stocks is a sure shot way to gain from the money you invested in the stock market. Index stocks help an investor by diversifying their investment portfolio. Traders can invest their money in a bundle of stocks by looking at their performance in indices. That helps them to minimize their loss and maximize gains from the stock market.
  7. Comparison: Every investor wants to know whether a particular stock is worth the money he is investing in. That is where a market index comes in handy. By comparing with the underlying index, an investor can easily judge the performance of a stock. That means if the stock gives higher returns than the index, it’s said to have outperformed the index and the opposite of this reflects the underperformance of the stock against an index. 

Conclusion

There are many sectors in the stock market and each sector holds a weightage in percentage to create the long list of Nifty and Sensex indices. 

Outperformance or underperformance of any of the major sectors helps in evaluating the index performance which further helps in providing an overview of the market condition to traders and investors. 

So, if you are a beginner and want to take the investment move in the right direction then understand the meaning and importance of the stock market index in detail before beginning.

You can gain detailed information on the same by registering yourself in the stock market courses available online. 


 

Learn Price Action Trading

Price action trading seems a very interesting concept on paper but it can be equally daunting when executed in real, especially without much prior knowledge. For an average trader, it is always recommended to learn price action trading before indulging themselves in this trading activity. 

Renu, a stock market trader recently read about price action trading and as she continued reading, she read that this trading style involves only reading the previous price patterns of the securities and not the complex indicators that have always bothered her. This got her excited and she decided to try her hands at this. 

However, with practical experience, she figured out she had to know a lot more before actually trying to make a profit out of it. This is the time when she decided to give her time in learning price action trading first. 

Much like Renu, you can do the same if you are enthusiastic about price action trading. It is always better to learn to swim first and then dive into a pool of water instead of doing the opposite. 

Before checking the best sources to learn price action trading, we briefly look at what price action trading is and what are the trading methods under this trading strategy. 

How to Learn Price Action Trading? 

Price action trading is a simple yet complex trading strategy that majorly involves the usage of previous price movements along with some technical indicators to predict an upward or downward pattern in the price of securities in the future. 

The basic idea that is used in this trading style is to determine the market trend and to make small profits with every move of the market, irrespective of the direction. 

As per this strategy, every trend comes with the opportunity for traders to earn money, whether it is uptrend, downtrend or sideways. 

For this, it is important to study the smaller trends within one particular trend of the market along with chart patterns and candlesticks. 

However, things aren’t as easy as they seem while reading an article and in practicality, you need to learn a lot of crucial things to master anything, even if it’s a trading style only. 

Where to Learn Price Action Trading?

The next thing to figure out once you decide to learn stock market is the platform from which you can gain its understanding. 

You can learn it through several mediums. Books are one option, the other option is taking paid online and offline courses that provide quality content in return. 

While accessing online courses is a lot more convenient since you get all the relevant content on your smartphone app or desktop website, you have to reach out to different institutes present in a location of your choice where you can learn price action trading by being physically present there. 

Trading Price Action Books

American professor Charles William Eliot once said “ Books are the quietest and most constant of friends; they are the most accessible and wisest of counsellors, and the most patient of teachers. “

Bringing it in the context of price action trading, the simplest way of learning this trading strategy is through reading some useful stock market strategy books. Now there is an ocean of books that teach price action trading but we are going to filter out some of the best books only. 


Learn Price Action Offline

No doubt, books help a lot in understanding price action trading and its concepts but if you want to gain updated and advanced knowledge of the subject, then you can enrol yourself in the price action trading course

There are various means of taking stock market courses. Some of these are for free while there are a few that charge some fees depending upon the duration and format of the course. 

Further, these courses are available offline and online. 

For offline, you need to register yourself in the institute and have to attend offline classes to gain knowledge and understanding. 

Here lies the drawback of such a course, as you can take offline classroom courses only if it is accessible to you. 

Learn Price Action Trading Online 

To overcome the drawbacks of taking courses offline, there comes the online way where you can learn price action and other concepts of the stock market starting from learning stock market basics anywhere, anytime. 

Further, The online courses not only provide you with textual knowledge like books do but they also have video and audio content to make sure you have fun while learning. 

And again like books, you have a wide range of online courses available online that are going to help you learn price action trading but the one that is strongly recommended for the traders of every category, be it a beginner, intermediate or an expert trader is the Stock Pathshala price action trading course. 

Price Action Trading Course

Stock Pathshala is an online learning app where stock market enthusiasts get a variety of free as well as paid content through different courses so that they can learn stock market-related things and use them in their trading to a better effect. 

One of these courses available on the Stock Pathshala app is the price action trading course which deals with providing relevant knowledge in textual, audio and video formats to its users. 

Under this course, a Stock Pathshala subscriber gets to learn through podcasts, written courses, and videos which also involve an animated version of teaching, reels and shorts that make the entire learning process fun which is also an important factor in educating. 

Apart from these, the user also gets access to live classes conducted by experienced and knowledgeable educators through which they get to learn the dynamics of price action trading in a classroom atmosphere. 

These live classes are also recorded so that a learner can access them at a convenient time in case they miss attending the live class. 

And of course, learning a new concept is never easy and it comes with plenty of doubts, queries and problems and Stock Pathshala obviously understand this. 

To make sure the users get a solution to all their doubts, it has:

  • Live classes with the practical demonstration of the trade. 
  • Problem-solving classes where the learners can interact with the educators and ask them questions to get the answers to the questions they had.
  • A chat-based community platform where all the users can interact among themselves, ask each other questions and solve their problems of each other when they can. This is a common discussion tool that they get under this course. 

When you are in the process of learning a new concept, it is very important to keep testing yourself so that you can get to know what you have learnt correctly and where do you need to give extra attention. This is why various tests and examinations are conducted at different educational institutes. 

With the Stock Pathshala self-assessment quizzes after every chapter, you get to test your learning and based on that you can analyze yourself and save yourself from thinking too much ahead. 

Once you are done learning and you completely grasp the concept of price action trading strategy, you are given various certificates based on your learning. These certificates remind you of the hard work you have done throughout the journey of learning. 

Stock Pathshala Price Action Trading Course Content

After knowing how a Stock Pathshala course works and its style of educating its users about a topic of their choice, it is also imperative what a user gets when he or she opts for a Stock Pathshala price action trading course. After all, content is the ultimate king. 

The content in this course includes fundamental knowledge of price action trading, to begin with. The fundamental knowledge makes you aware of how things work in the market while to complement that, you get the technical knowledge too, to make you more skilled. 

The content of the Stock Pathshala price action trading course includes

  • Studying the candlestick patterns
  • How to use support and resistance to maximize your profit 
  • Usage of trendlines
  • Learning the best application of target and stop-loss orders
  • Explanation of the technical indicators such as MACD and RSI with their practical demonstrations 
  • Other price action trading strategies with accurate examples 
  • How to utilize your positions, whether short or long to make sure you earn the maximum returns

And to add the cherry on the cake, the content under this course has been put in a structured manner so that the users, particularly someone new to the platform don’t find it difficult to access the content. 

Learn Price Action Trading Free

While there are paid online and offline courses to learn price action trading, you can learn price action for free. Again there are different platforms, like Youtube. But again there are some drawbacks, like no access to updated content and zero practical experience. 

To offer the chance to learn to trade for free, Stockpathshala too comes with free trading courses for its users. 

Under this feature, you get access to a limited number of textual and visual content without having to pay for them. You can get full access to the app by subscribing to the pro version of the app. 

After that you can choose to buy a paid course of different time frames depending on how much you want to learn and how much time can you afford to invest. 

How Long Does it Take to Learn Price Action Trading? 

Learning a completely new trading style takes some time of course and it depends on individuals and their preferences. The Stock Pathshala Price Action Trading course has different timelines suitable for learners with different interests. 

It offers three different courses for beginners, intermediate and advanced traders which is further sub-divided into three-time frames of 1 month, 6 month and 12 months. 

Each course covers the topic as per the trader’s experience. You can switch between these courses depending on your understanding. 

However, even after learning the course through various mediums as suggested in this article, making profits using this trading strategy depends on the practical smartness and understanding of an individual while trading in the stock market. 

Conclusion

Price action trading is a highly efficient trading strategy that allows the traders to predict the price pattern of the securities without having to study and apply very complicated technical tools. 

Yes, there are a few technical charts and indicators that are used in this trading strategy as well but their weightage is considerably lower. 

Nevertheless, it is never easy to learn a completely new trading strategy as easy as it may sound. 

People, especially rookie traders often make the mistake of thinking that they only have to study the previous price pattern of the securities involved and they can master price action trading. 

And even though it is true to a major extent, learning how to read the pattern accurately also takes some time a lot of effort. On top of that, the traders also have to learn a few important technical tools no matter how much or how little weightage they are given. 

These technical tools combined with the previous price pattern make for an efficient price action trading strategy. And to master this efficient trading strategy, you need to learn it which can happen in the best possible ways through the mediums we suggested in this article.

Price Action Trading Course

Price Action Trading is an important market trading strategy that involves studying the price movements of the assets over a given period. Curious to learn more about it? The best way to learn this method of trading is by taking up a Price action trading course. 

In this article, we look at price action trading in detail, how can you learn this trading strategy and where can you get the best stock market courses. We will also look at how learning price action trading through StockPathshala can benefit you. 

Let’s begin with a little understanding of Price action trading. 

What is Price Action Trading? 

When the traders indulge in any trading activities, especially Intraday, they use charts and technical indicators to back their decisions. That’s one way of using the tools available to reach better conclusions. The other way is Price Action trading which involves the usage of minimal or no charts and indicators. 

What happens in this kind of trading is that the traders analyze the price movements of a security, be it a stock or a commodity and decide whether investing in that particular stock would be profitable or not. Technical indicators aren’t often used in price action trading and even if someone uses them, they are given considerably little weightage. 

When more investors start buying a stock, the price action traders get a sense that the demand for that particular stock is going to increase and hence the prices are automatically going to increase. However, instead of following the herd, they do their own assessment first with the usage of buying volume and magnitude. 

Let’s understand this with an example. 

Suppose the price of XYZ stock remains in the range of ₹ 100 – ₹ 130 for the majority of the time.

Suddenly, the price breaks out of the ₹130 level or the resistance level and the stock starts being traded at ₹ 135. Even though the change seems to be a minor one at this point, it sends an alert signal to the traders who consider this as a buying opportunity. 

Price Action Trading Course in India

The breakout in the above example doesn’t mean that the price will only go up from that point and that’s where the price action traders need to be careful. That is the time when different technical charts and historical data come in handy. 

Traders learn price action trading strategies to enhance their assessment skills and you can learn these strategies using a price action trading course that helps you in spotting your favourable entry and exit points or using the tools like the Hammer or the Harami. 

A lot of traders also face the challenges such as not being able to understand how to use the support and resistance-related information for their own benefits. Studying the complex candlestick charts as well as knowing the best Target and Stop loss execution also gets a bit confusing to many traders. 

Some experienced traders also struggle with spotting the trends at the right time. Often, they get late in picking up a trend which is why they either make less profit than the others or they make big losses. 

This is where enrolling in a course is of critical importance as it doesn’t only teach you the basic concepts of any unknown topic but the good courses also cover a lot more significant information that can take a beginner to a rather new level. 

Why Use Stockpathshala for Price Action Trading Course?

While you can get a Price Action Trading Course on different platforms, Stock Pathshala provides you with the best course where you get to learn all the things necessary for price action trading. 

No matter how much or how little experienced you are in this field of price action trading, this course suits the learners of every category. 

You might be a beginner, starting your trading journey and looking to gather some basic knowledge before starting this trading strategy or you might be an experienced trader who is struggling with spotting the trends at the correct times and thereafter, making regular losses, Stock Pathshala has this price action trading course for everyone. 

Under this course, you get the basic concept of Price action trading, to begin with. The basic concept helps you understand the structure of the market. Along with the basic concept, the course also gives you a tutorial to understand the charts and tools, trends, reversals, and breakouts. 

The course is divided structure wised so that even the most novice trader doesn’t get confused in understanding the details.

Stock Pathshala Price Action trading course also teaches you the following things:

  • The best way to use support and resistance
  • How to study the candlestick patterns
  • How to take positions (either long or short) to maximize your profit
  • Price action trading strategies with practical examples
  • How to put targets and how to put stop losses to maximize your benefits
  • How to observe the trendlines for the best effects
  • The best way to use Confluence, is a common trading strategy that is a combination of two or more trading strategies such as mixing price action trading with the usage of charts and indicators to make a profitable decision.
  • Proper knowledge about tools like MACD and RSI with their practical demonstrations

Now we understand most of the concepts that are included in this course require video demonstrations to help you understand them better.

For example, studying the candle charts as well as trendlines might get really mundane and difficult without the video courses. 

This is why the Stock Pathshala price action trading course explains these concepts in a video format where the learners get animated demonstrations as well as live and anchor-based recorded classes from the educators.

Having a human connection in the live classes as well as involving cool graphics in the animated videos make it easy for the learners to understand these concepts.

Along with getting in-depth information about the above-mentioned points, the learners also get regular self-assessment quizzes where they can participate and get to test how much have they learn stock market throught this course. This is useful to get a clearer vision of the entire concept. 

Conclusion

Price action trading includes some uncomplicated trading strategies involving studying the previous price movements. However, relying just on the price movements might be a risky prospect in stock market trading as it can be subjective. 

Two traders can judge one price pattern in two different ways. One might find the pattern bullish while the other can find it bearish and this is where it takes the usage of a few technical indicators into the consideration. 

Although the core concept of price action trading, which is not to overcomplicate things still remains the same. 

For a rookie trader, first understanding the technical tools and indicators and then balancing the weightage between the price trends and the tools can be quite a tricky task. This is where a course, like the one offered on the Stock Pathshala, turns out to be really useful. 

This particular course doesn’t only offer the basic knowledge of the mentioned trading style but it also explains several technical tools, charts and patterns in great depth along with regular quizzes to test your learning. 

Hence, If you are looking to learn price action trading through a course, Stock Pathshala is the best option for you. 

Stock Market Sectors

Just like the houses in your city are placed under different sectors, the publicly traded companies are also put under different sectors depending on the niche they fall under. Wondering what are these stock market sectors and how many of these sectors exist? 

To get an idea of the sectors in the stock market and its need, let’s consider an example.

Mithun lives in a flat in a particular society and he wants others to identify his house and navigate it very comfortably. Now, there must be several hundred similar flats in that society. How would Mithun differentiate his flat from the rest of the other flats? 

To solve this problem, the whole society is divided into different blocks based on the size of the flats. Now he can just tell his flat and the block number to anyone and people would have no problem finding his house. 

Similarly, in the stock market, the major challenge that comes across traders and investors is how to invest in share market and moreover how to pick stocks for investment. 

As there are thousands of companies that are being traded publicly on a regular basis. Identifying what company serves what purpose among so many companies is a demanding task which is why these companies have been divided into different sectors depending on the area of the economy they belong to. 

Investors can now simply select their sector of interest and find the list of companies that belong to the sectors.

Types of Sectors in Stock Market  

As per the Global Industry Classification Standard (GICS), there is a total of 11 major sectors in the Indian stock market. We will be discussing each of these sectors in detail. These sectors are broadly classified under 4 major groups or sectors:

  • Defensive Sectors
  • Evergreen Sectors
  • Cyclical Sectors
  • Sensitive Sectors

Depending upon the effect of the economy, interest rates, business cycles, etc, these sectors are further sub-divided into 11 major classes. Gaining proper knowledge and understanding helps you to learn share market.

1. Defensive Sectors

Often, investors tend to confuse defensive sectors with defence sectors which involves companies that build weapons and arms to aid the defence. Defensive sectors are completely different and they are called so because they are deemed to be reliable. 

The stocks under defensive sectors yield a stable income regardless of the market conditions because the demand for these stocks never changes. Investors often turn to this sector during the weak phase of the market to ensure some return. 

Even though the defensive sector ensures a stable earning even during a weak phase of the market, it doesn’t give bigger returns like the other sectors during a bull market because of the low volatility. This sector basically operates on the low-risk, low-reward model. 

These are the following sectors that fall under the umbrella of the defensive sector. 

  • Utilities Sector

Water, gas and electric utilities come in the defensive sector because their demand is always constant since people need them all the time. These are the basic requirements and humans can’t survive without these things which is why regardless of the market conditions, they give constant returns on investments.

  • Healthcare Sector

Stocks of the companies dedicated to making medicines or any other medical pieces of equipment, hospitals, and pharmaceutical companies are considered defensive stocks because again, people are going to need them all the time regardless of how the market behaves since they will keep falling sick because of one reason or the other. 

  • Consumer Sector

In this list of the stock market sectors, the third stock market sector that falls under the defensive sector is consumer staples. This includes everyday products such as food, beverages, and personal and household products. The demand for these items is never going to reduce as they also fall under basic requirements for survival. 


2. Evergreen Sector

The evergreen sector is a term that is used to refer to the kind of stock market sectors people believe will continue to grow in the long term. The products in this particular sector are categorized by their potential and people’s demand for them in the long run. 

For example, consider yourself a 10 years old kid who loves helicopter toys. Now fast forward to 15 years when you turn 25. Will you love those helicopter toys the same way you loved them when you were 10 years old? Probably not!

This means helicopter toys for you can’t be placed under the evergreen sector as their importance in your personal life will reduce after a point. Similarly, the products in this sector have to be of great use even in the future and the investors can reap rewards from these investments even after 10-20 years or an even longer period. 

These are the following few sectors that are placed under the evergreen sector. 

  • Information Technology Sector

With the advancement in technology, particularly the internet, the information technology (IT) industry has grown at the swiftest rate and it is not supposed to stop either since everything, from basic payments to buying your favorite snack to something as complex as currency, everything is going digital these days. 

The outburst and spread of the COVID-19 pandemic have only helped in its growth since people can now access every kind of information from the comfort of their homes. The IT sector is only expected to go up as the demand for online data remains constant or goes only up even after so many years in the future. 

  • Infrastructure Sector

In a developing country like India, the demand for developing the infrastructure is continuous. When you go to a developed country like USA or UK, infrastructure is a finished product and they don’t have to focus on it a lot but in the developing countries, it is a constant work in progress. 

Under this sector, the government focuses on building highways, developing railways and airports as well as renewable energy, and in a country as huge as India, this sector is only going to grow in the upcoming years making it an evergreen sector. 

  • FMCG Sectors

Under the Fast-moving consumer goods sector, companies that are responsible for producing and delivering products needed on a daily basis such as packaged food, household products, cosmetics, or toiletries are placed and it is highly unlikely that you won’t need these products in the next 20 years.


3. Cyclical Sector

As the name, cyclical sectors follow a cycle of market highs and lows and thus, completely depend on the market’s volatility. These sectors are completely opposite of the defensive sector and thus bring more risk and reward with them. 

Cyclical sectors are impacted by even the smallest changes in the stock market and hence, investors need to have a lot of knowledge before investing in these sectors. There are only two out of the 11 stock market sectors that fall under this sector. 

  • Consumer Discretionary Sectors

Opposite of consumer staples, consumer discretionary focuses on providing the consumers with luxurious products that are not required for basic living. These products can involve car manufacturing, airlines, restaurants, and other luxurious things. 

The companies involved in this sector make loads of profit when the market is up since the consumers like to buy luxurious items or travel to different places in a stable or bullish market but as soon as the market goes down, these discretionary expenses are the first thing that is impacted as people like to save for their urgent needs by cutting down these extra costs. 

Therefore, as an investor, you can only make profits by investing in a cyclical sector during a bullish market. 

  • Media and Entertainment Sector

The media and entertainment sector includes those stocks of the companies that provide information and entertainment to the common public. This has been placed under the cyclical sector because they are not urgently required for living and people only these products when they wish to. 

The value of these stocks fluctuates with the market conditions as people cut down the leisure hours that they normally spend consuming entertainment content during a phase of turmoil in the market. 


4. Sensitive Sector

Sensitive sectors are the sectors that are highly sensitive to the changing interest rates. They fall somewhere in the middle of the defensive sectors and the cyclical sector as they are impacted not by the changes in the market but by interest rates. 

Businesses that run on leverages or the companies that pay high dividends are some of the prime examples of sensitive sectors. Since these companies function on borrowed capital, the rate of interest plays a key role in their functioning. 

There are three stock market sectors that are given the status of the sensitive sector. The risk level in these sectors is of moderate level. 

  • Automobile Sector

The automobile sector is one prime example of a sensitive stock market sector since they are purchased with borrowed capital with an aim of making profits. Now the investors have to pay interest on that borrowed money which is why any fluctuation in the rate of interest impacts the mood of investors directly. 

  • Communication Sector

Under the communication sector, companies provide phone calls, messaging, and internet services. Since the working model of this sector involves paying high dividends, they often depend largely on the rate of interest. 

For example, when the rate of interest rises, the investors become hesitant to put their money in this sector since they feel the risk and reward don’t match each other and they can earn better rewards in the other sectors with less amount of risk. 

  • Financial Sector

We already know what a Financials sector is in the stock market and Since the financials sector also depends largely on the rate of interest in the market, they are also placed under the sensitive sectors. 

The financials sector includes banking, housing finance, insurance companies, and any other institute that is responsible for handling or storing your money. Housing finance, in particular, has been growing at a rapid rate and outperforming the other financial sectors quite comfortably. 

The financials sector has been put under the evergreen stock market sector because of the fact that people perceive these financial products, especially the NBFCs (including housing finance), as the trend suggests as a great long-term investment option, a few years down the line in the future. 


Conclusion

Just like how Mithun’s decision to divide all the houses in Delhi into different sectors made navigating to his house a lot easier, categorizing all the companies listed on the stock market exchanges into different sectors also gives them an identity and makes it easier for the investors to find them. 

Imagine you are an investor who wants to invest in an evergreen sector to secure your money for the future. Now instead of doing the hard yards of looking at different companies, all you will need to do is to find a company that fits under either the IT, infrastructure, Fast-moving capital goods or financial sectors. 

Similarly, if you want to make the most out of the bullish market, you will turn towards the cyclical sectors and find a company that fits under its definition to invest in. The categorization of the stock market into 11 sectors has been done only to serve this purpose. 

Now to gain a better understanding of share market investment you can join the stock market course online. 

 

Stock Market Prediction in Hindi

शेयर मार्केट में बहुत से लोगो के मन में सवाल आता है, क्या स्टॉक मार्केट को प्रेडिक्ट किया जा सकता है? यह एक ऐसा सवाल है जिसका जवाब ना तो पूरी तरह से हां है और ना ही पूरी तरह न है। मार्केट को प्रेडिक्ट किया जा सकता है लेकिन कोई भी मार्केट में 100% सही नहीं हो सकता है।

आज हम Stock Market Prediction in Hindi लेख में समझेंगे कि स्टॉक मार्केट प्रेडिक्शन क्या है और स्टॉक मार्केट को कैसे प्रेडिक्ट किया जा सकता है।

स्टॉक मार्केट प्रेडिक्शन क्या है?

स्टॉक मार्केट प्रेडिक्शन एक ऐसा तरीका है जिससे ट्रेडर और निवेशक किसी भी स्टॉक, सेक्टर या मार्केट की फ्यूचर वैल्यू का अनुमान लगाते है। यह प्रेडिक्शन ट्रेडर और निवेशक अपने फंडामेंटल एनालिसिस या टेक्निकल एनालिसिस के आधार पर करते है।

जहां निवेशक देश, दुनिया की अर्थव्यवस्था और कंपनी के फंडामेंटल की रिसर्च के आधार पर स्टॉक प्राइस को प्रेडिक्ट करता है। वही दूसरी तरफ ट्रेडर स्टॉक का ट्रेंड, प्राइस मूवमेंट और टेक्नीकल चार्ट के आधार पर स्टॉक या मार्केट को प्रेडिक्ट करता है।

स्टॉक मार्केट को प्रेडिक्ट कैसे करे?

शॉर्ट टर्म में स्टॉक की प्राइस मूवमेंट स्पेकुलेशन के आधार पर चलती है, अगर खरीददार ज्यादा होंगे तो शेयर की प्राइस बढ़ेगी, इसी तरह अगर शेयर को बेचने वाले ज्यादा होंगे तो शेयर प्राइस कम होती चली जायेगी।

शेयर बाजार में निवेशक लंबी अवधि के लिए निवेश करते है और ट्रेडर शॉर्ट ट्रेड करते है इन दोनों के मार्केट प्रेडिक्ट करने के तरीके अलग – अलग है, हम दोनों के बारे में बात करेंगे।

निवेशक मार्केट को प्रेडिक्ट कैसे करे?

एक निवेशक कंपनी फंडामेंटल के आधार पर गणितिय गणना का उपयोग कर उसके फ्यूचर प्राइस का अनुमान लगा सकता है।

यह अनुमान कंपनी की ग्रोथ, बैलेंस सीट, इनकम स्टेटमेंट आदि के आधार पर लगाया जाता है कि पिछले सालो में कंपनी ने कैसा प्रदर्शन किया है।

अभी हम अलग-अलग डेटा के आधार पर देखते है कि कैसे मार्केट को प्रेडिक्ट किया जा सकता है –

1. FPI, FII और  DII के आधार पर

स्टॉक मार्केट तीन प्लेयर्स द्वारा डोमिनेट किया जाता है, FPI, FII और  DII. अगर यह स्टॉक मार्केट में खरीद करते है तो इंडेक्स अपसाईड मूवमेंट दिखाता है, वही दूसरी तरफ अगर यह बेचना शुरू करते है तो मार्केट इंडेक्स में गिरावट देखने को मिलती है।

स्टॉक मार्केट में FPI, FII और  DII मुकाबले रिटेल ट्रेडर और निवेशकों का ट्रेडिंग वॉल्यूम बहुत कम होता है। इस तरह हम कह सकते है स्टॉक मार्केट को बड़े प्लेयर्स चलाते हैं।

एक निवेशक के रूप अगर आप स्टॉक मार्केट को प्रेडिक्ट करना चाहते है तो किसी भी कंपनी में मौजूदा FPI, FII और  DII की गतिविधि पर नजर रखने की जरुरत है कि वह कब खरीद कर रहे और कब बेच रहे है।

इसके आधार पर आप मार्केट को प्रेडिक्ट कर उसमे निवेश करने की योजना बना सकते है।

2. कंपनी फंडामेंटल के आधार पर

एक निवेशक सिर्फ FPI, FII और  DII गतिविधि देखकर किसी स्टॉक में निवेश नहीं करता है क्योकि स्टॉक की भविष्य की प्राइस का अनुमान लगाने के लिए कंपनी फंडामेंटल रिसर्च बहुत जरूरी है। अगर कंपनी पिछले सालो में अच्छे रिटर्न देती हुई आ रही है तो हम उम्मीद कर सकते है कि आने वाले समय में भी अच्छे रिटर्न मिलेंगे।

कंपनी के पिछले स्टॉक प्राइस इतिहास को देखे कि इसकी औसत शेयर प्राइस कितनी बढ़ी है और उसी के अनुसार भविष्य के प्राइस का अनुमान लगाया जा सकता है।

इसके साथ ही कंपनी के बैलेंस शीट, इनकम स्टेटमेंट, कैशफ्लो आदि को परखे, जिससे आपको पता लगेगा की कंपनी स्ट्रांग है या नहीं।

अगर कंपनी के फंडामेंटल स्ट्रांग हो तो हम भविष्य में अच्छे रिटर्न की उम्मीद कर सकते है, वही दूसरी तरफ अगर कंपनी के फंडामेंटल स्ट्रांग नहीं है तो हम कह सकते है कि कंपनी भविष्य में अच्छा परफॉर्म नहीं करने वाली है।

3. म्यूच्यूअल फण्ड होल्डिंग के आधार पर

म्यूच्यूअल फंड की ट्रेडिंग गतिविधि उन स्टॉक्स से जुड़ी होती है जिनमे इन्होने निवेश किया हैं। जब भी म्यूच्यूअल फंड मैनेजर किसी स्टॉक को खरीदते या बेचते है तो इसका प्रभाव उन स्टॉक्स के शेयर प्राइस पर पड़ता है।

इसके अलावा म्यूच्यूअल फंड निवेश का साईज भी स्टॉक प्राइस को अफेक्ट करता है। जब म्यूच्यूअल फंड किसी स्टॉक को खरीदता है तो उसकी प्राइस ऊपर जाती है और जब म्यूच्यूअल फंड किसी स्टॉक को बेचता है तो उसकी प्राइस नीचे जाती हैं।

आसान शब्दों में कहे तो ऐसी कोई खबर कि म्यूच्यूअल फंड किसी कंपनी में हिस्सेदारी खरीद रहा है या बेच रहा है उस स्टॉक की प्राइस को ऊपर या नीचे कर सकता है।

4. स्टॉक ट्रेडिंग वॉल्यूम में डिलीवरी प्रतिशत के आधार

बहुत से निवेशक है जो किसी भी स्टॉक में निवेश करने से पहले उसके वॉल्यूम में डिलीवरी प्रतिशत देखते है, जिसमे अगर स्टॉक के वॉल्यूम में डिलीवरी प्रतिशत ज्यादा है तो इसका मतलब हैं कि जितने लोग भी इस स्टॉक को ट्रेड कर रहे है उनमे से बहुत से लोग लॉन्ग टर्म निवेश के लिए खरीद रहे है।

अगर किसी स्टॉक को बहुत से निवेशक लॉन्ग टर्म के लिए खरीद रहे है तो इसका सीधा सा अर्थ निकलता है कि निवेशक उस स्टॉक के भविष्य की प्राइस को लेकर बहुत आशावादी है यानी कि निवेशक को उम्मीद है कि यह स्टॉक भविष्य में अच्छे रिटर्न देने वाला है।

इसमें दो टर्म है जो आपको समझनी है:

  • टोटल ट्रेडेड वॉल्यूम – यह दर्शाता है कि टोटल कितनी बार शेयर को ट्रेड किया गया है।
  • डिलीवरी क्वांटिटी प्रतिशत – यह दर्शाता है कि टोटल ट्रेडेड शेयरों में से कितने प्रतिशत लोगो ने डिलीवरी में स्टॉक को लिया है।

उदाहरण के लिए:

माना 21 मार्च को रिलायंस शेयर की कुल ट्रेडेड संख्या 80,64,369 शेयर है, जिसमे से डिलीवरी शेयरो की संख्या 50,21,458 है। इसका मतलब यह है कि कुल ट्रेडेड शेयरों मे से 62.2 % प्रतिशत लोग डिलीवरी में खरीद रहे है तो इसका मतलब है कि या तो लोग लॉन्ग टर्म निवेश कर रहे है या पोजिशनल के लिए खरीद रहे है।

5. शेयरहोल्डिंग पैटर्न के आधार पर

अगर किसी स्टॉक में प्रमोटर  शेयरहोल्डिंग बढ़ती है तो उस स्टॉक के लिए अच्छा माना जाता है, क्योंकि अगर प्रमोटर  किसी कंपनी में अपनी शेयरहोल्डिंग बढ़ा रहे है तो इसका मतलब है कि वह कंपनी की लॉन्ग टर्म ग्रोथ देख पा रहे है।

अगर आप शेयर मार्केट में सक्रीय है तो आपने देखा होगा कि जब भी किसी कंपनी में प्रमोटर अपनी शेयरहोल्डिंग बढ़ाते है तो उसकी प्राइस बढ़ने लगती है।

उदाहरण के लिए:

वेदांता कंपनी के प्रमोटर  अनिल अग्रवाल ने दिसंबर 2015 में अपनी शेयरहोल्डिंग 85 रूपये प्रति शेयर पर खरीदकर बढ़ायी थी, कुछ समय बाद प्राइस और नीचे चली गई। लेकिन वर्तमान में वेदांता शेयर प्राइस अपने ऑल टाइम हाई 399 हैं।

अभी आप अंदाजा लगा सकते है वेदांता शेयर प्राइस 85 से 399 पहुंच गया, क्योंकि प्रमोटर  को कंपनी पर भरोसा था।

ऊपर दिए गए सभी कांसेप्ट की मदद से आप जान सकते है कि कोई कंपनी भविष्य में कैसा प्रदर्शन करने वाली है या कितना रिटर्न दे सकती है।


ट्रेडर मार्केट को प्रेडिक्ट कैसे करे?

मार्केट में बहुत से लोग ट्रेडिंग करते है लेकिन कुछ ही लोग मार्केट को प्रेडिक्ट कर उससे लाभ अर्जित कर पाते है।  अगर आप भी स्टॉक मार्केट को प्रेडिक्ट करने में असमर्थ है तो नीचे आपको कुछ तरीके मिलेंगे, जिनकी मदद से आप भी किसी भी स्टॉक के प्राइस मूवमेंट को प्रेडिक्ट कर सकते हैं।

1. डिमांड और सप्लाई के आधार पर

डिमांड और सप्लाई का कांसेप्ट बहुत पुराना है, जैसे मार्केट में अगर किसी चीज की डिमांड बहुत ज्यादा है और बेचने वाले बहुत कम है तो उसकी कीमत बढ़ जाएगी। ठीक इसी प्रकार अगर कोई चीज मार्केट में बहुत ज्यादा है यानि की सप्लाई ज्यादा है और खरीदने वाले लोग बहुत कम है तो इस स्थिति में उसकी प्राइस कम हो जाएगी।

इसी प्रकार स्टॉक मार्केट में अगर किसी शेयर की डिमांड बढ़ती है तो उसकी प्राइस भी बढ़ती है, इसी तरह अगर किसी स्टॉक की सप्लाई बढ़ती है तो उसकी प्राइस कम होती है। अगर आप इस कांसेप्ट को समझ जाते है तो आप मार्केट को बेहतर प्रेडिक्ट कर सकते है।

2. चार्ट पैटर्न के आधार पर

टेक्निकल एनालिसिस में प्राइस के पिछले डेटा का अध्ययन किया जाता है और यह सारी प्रक्रिया चार्ट पर होती है। कोई भी ट्रेडर चार्ट का अध्ययन करके भविष्य की प्राइस का अनुमान लगा सकता है।

ट्रेडिंग पैटर्न में दो तरह के चार्ट होते है, बुलिश पैटर्न और बेयरिश पैटर्न। बुलिश पैटर्न यह समझने में मदद करता है कि स्टॉक की प्राइस कितनी ऊपर तक जा सकती है। दूसरी ओर  बेयरिश पैटर्न दर्शाता है कि स्टॉक की प्राइस कितना नीचे गिर सकती है।

टेक्निकल एनालिसिस का मुख्य उद्देश्य स्टॉक का विश्लेषण कर उसके भविष्य के प्राइस का अनुमान लगाना है।

टेक्निकल एनालिसिस में विभिन्न तरह के कैंडलस्टिक चार्ट पैटर्न होते है, जिनकी मदद से स्टॉक के प्राइस मूवमेंट को प्रेडिक्ट किया जा सकता हैं।

बुलिश चार्ट पैटर्न :- बुलिश फ्लैग पैटर्न, राउंडिंग बॉटम, कप एंड हैंडल पैटर्न, फॉलिंग वैज आदि पैटर्न है जो कि एक बुलिश मूवमेंट का संकेत देते है। अगर किसी चार्ट में यह पैटर्न बन रहे है तो समझ जाओ कि मार्केट ऊपर की ओर मूवमेंट दिखानी वाली है।

बेयरिश चार्ट पैटर्न :- बेयरिश फ्लैग पैटर्न, हेड एंड शोल्डर्स पैटर्न, डबल टॉप पैटर्न, राइजिंग वैज आदि पैटर्न है जो कि एक बेयरिश मूवमेंट का संकेत देते है। अगर किसी चार्ट में यह पैटर्न बन रहे है तो इसका मतलब है कि मार्केट नीचे की ओर मूवमेंट दिखानी वाली है।

3. ट्रेंड के आधार पर

स्टॉक मार्केट में कहा जाता है कि ट्रेंड आपका दोस्त है, इसका मतलब है कि हमेशा ट्रेंड के साथ चले, जैसे अगर मार्केट अपट्रेंड में है तो सिर्फ लॉन्ग ट्रेड को प्लान करे, वही दूसरी तरफ अगर मार्केट डाउन ट्रेंड में है तो शॉर्ट ट्रेड को प्लान करे।

जब हम इंट्राडे ट्रेडिंग या कोई शार्ट टर्म ट्रेड करते है तो ट्रेंड हमें यह समझने में मदद करता है कि प्राइस अभी और ऊपर या नीचे जा सकती है या रिवर्स करने वाली है। इसलिए अगर आप स्टॉक मार्केट को प्रेडिक्ट करना चाहते है तो ट्रेंड को समझना बहुत ही महत्त्वपूर्ण हो जाता है।

अगर स्टॉक अपट्रेंड के समय अपने पिछले रेजिस्टेंस को ब्रेक करता है तो इस स्टॉक से एक अच्छे मुनाफे कमाने का मौका प्रदान करता है।

एक ट्रेंड में चल रहे स्टॉक को उसके पिछले सपोर्ट और रेजिस्टेंस के आधार पर प्रेडिक्ट किया जा सकता है।

उदाहरण के लिए मान लेते है की आप स्विंग ट्रेडिंग के लिए एक स्टॉक देख रहे है जिसका करंट प्राइस 1080 रुपये है, उसका सपोर्ट 1000 और पिछले रेजिस्टेंस 1200 है तो ये स्टॉक अगर अपट्रेंड में है तो मैक्सिमम आप 1200 तक के प्राइस तक बढ़ने की उम्मीद कर सकते है।

अगर स्टॉक अपने सपोर्ट या रेजिस्टेंस को ब्रेक करता है तो उसके अगले प्राइस या लेवल को प्रेडिक्ट करना थोड़ा चुनोतीपूर्ण हो सकता है।


निष्कर्ष

हमें उम्मीद है कि Stock Market Prediction in Hindi लेख के माध्यम से आप मार्केट प्रेडिक्शन के बारे में समझ गए होंगे, फिर भी जैसा कि हमने पहले बताया था, कि मार्केट को कोई भी पूरी तरह से प्रेडिक्ट नहीं कर सकता है।

हम सिर्फ डेटा के आधार पर अनुमान लगा सकते है, बाकि मार्केट में कब क्या हो जाए कोइ नहीं जानता है।

बैलेंस शीट फार्मूला

शेयर मार्केट में निवेशक बैलेंस शीट फार्मूला का उपयोग किसी कंपनी की फाइनेंसियल रेश्यो और उसकी स्थिति को समझने के लिए किया जाता है।

किसी भी कंपनी की बैलेंस शीट एक निवेशक को उसका मौलिक विश्लेषण (fundamental analysis in hindi) करने में एक महत्वपूर्ण रोल अदा करती है।

अगर यहाँ पर अगर बैलेंस शीट को समझे तो ये एक एकाउटिंग समीकरण है जिसमें एक कंपनी के ऐसेट और लायबिलिटी को रिकॉर्ड किया जाता है।

बैलेंस शीट फॉर्मूला का क्या मतलब है?

बैलेंस शीट में दिए हुए डेटा से आप कंपनी की इक्विटी की जानकारी ले सकते है जिसका फार्मूला नीचे दिया गया है:

ऐसेट = लायबिलिटी+इक्विटी

इस फार्मूला में एसेट कंपनी की सम्पति और लायबिलिटी (liabilities meaning in hindi) कंपनी की देनदारियों को दर्शाता है।

अब इस फॉर्मूला से आप कंपनी की फाइनेंसियल रेश्यो जो कंपनी की वित्तीय स्थिति को समझ सकते है।

बैलेंस शीट किसी भी कंपनी का महत्वपूर्ण हिस्सा होता है और एक कंपनी की बैलेंस शीट हमें बताती है कि उस कंपनी के शेयरहोल्डर्स कौन – कौन है, कंपनी के पास कितने ऐसेट है और कंपनी की क्या – क्या देनदारियां है।

कंपनी की बैलेंस शीट दो हिस्सो में होती है जिसके एक तरफ ऐसेट और दूसरी तरफ देनदारियां (Liabilities) और इक्विटी होती है।

बैलेंस शीट फार्मूला कैसे काम करते है?

बैलेंस शीट और इनकम स्टेटमेंट की मदद से आप फाइनेंसियल रेश्यो को एनालाइज कर सकते है, यह रेश्यो हमें यह दिखाने में मदद करते है कि कंपनी अपने पैसो को कैसे मैनेज कर रही है।

बैलेंस शीट में कई तरह की एंट्रीज होती है, जो शेयर मार्केट के गणित को समझने में मदद करती है और यह दर्शाती है कि कंपनी में पैसा कहां से आ रहा है, पैसा कहां जा रहा है और कंपनी के शेयरहोल्डर्स कौन – कौन है। एक निवेशक के रूप में आपको कंपनी के निम्न रेश्यो को देखना है।

  1. प्रोफिटेबिलिटी रेश्यो :- यह रेश्यो दर्शाता है कि कंपनी कितना पैसा कमाती है।
  2. लिक्विडिटी रेश्यो :- यह रेश्यो दर्शाता है कि कितने जल्दी कंपनी अपना लोन चुका पा रही है।
  3. सोल्वेंसी रेश्यो :- यह रेश्यो दर्शाता है कि कंपनी अपने लॉन्गटर्म लोन कैसे चुका रही है।

अनुभवी निवेशको के पास बहुत से ऐसे टूल और फॉर्मूला है जिनकी मदद से वह आसानी से किसी भी कंपनी के फाइनेंसियल को आसानी से समझ जाते है, लेकिन नए निवेशक के पास लिमिटेड रिसोर्स होने की बजह से कंपनी के फाइनेंसियल के बारे में अच्छे से समझ नहीं पाते है।

इसलिए अगर आप एक नए निवेशक भी है तब भी आप इस लेख में दिए गए फार्मूला की मदद से किसी भी कंपनी के फाइनेंसियल को समझ सकते है।

इस लेख में हम आपको बैलेंस शीट फार्मूला के तीन प्रकार के बारे में बतायेँगे:

बैलेंस शीट में प्रोफिटेबिलिटी रेश्यो की गणना कैसे करते हैं?

प्रोफिटेबिलिटी रेश्यो दर्शाता है कि कंपनी कितना पैसा कमाती है, इसके साथ ही ये रेश्यो यह भी बताता है कि कंपनी अपने व्यवसाय को मैनेज करने के लिए पैसे का कैसे इस्तेमाल करती है और कंपनी प्रॉफिट में से निवेशकों को कैसे रिवॉर्ड देती है।

प्रोफिटेबिलिटी में ये निम्न रेश्यो शामिल है:

  • ग्रॉस प्रॉफिट (Gross Profit)
  • कंट्रीब्यूशन मार्जिन (Contribution Ratio)
  • नेट प्रॉफिट (Net Profit)
  • रिटर्न ऑन इक्विटी (Return on Equity)
  • रिटर्न ऑन एसेट (Return on Assets)

1. ग्रॉस प्रॉफिट रेश्यो :- ग्रॉस प्रॉफिट रेश्यो का उपयोग यह पता लगाने के लिए किया जाता है कि कंपनी की कुल बिक्री के बाद कितना लाभ बचा है और ग्रॉस प्रॉफिट में टैक्स भी जुड़े होते है। किसी कंपनी के ग्रॉस प्रॉफिट की गणना करने के लिए नीचे दिए गए फार्मूला का उपयोग करे।

ग्रॉस प्रॉफिट रेश्यो = (कुल सेल्स – कॉस्ट ऑफ़ गुड़ सोल्ड ) / सेल्स

2. कंट्रीब्यूशन मार्जिन रेश्यो :- कंट्रीब्यूशन मार्जिन सेल्स में से सभी वेरिएबल खर्चो को निकाल कर प्राप्त किया जाता है और फिर सेल्स से डिवाइड किया जाता है। यह रेश्यो निश्चित खर्चों के भुगतान के लिए शेष लाभ का प्रतिशत दर्शाता है, इसका फार्मूला इस प्रकार है:

कंट्रीब्यूशन मार्जिन रेश्यो = (सेल्स – वेरिएबल खर्चे) / सेल्स

3. नेट प्रॉफिट रेश्यो :- नेट प्रॉफिट रेश्यो दर्शाता है कि कंपनी के सभी खर्चे + टैक्स निकालने के बाद कितना प्रॉफिट बचा है। इसका फॉर्मूला इस प्रकार है:

नेट प्रॉफिट रेश्यो = (सेल्स – सभी खर्चे) / सेल्स

4. रिटर्न ऑन इक्विटी रेश्यो :- ROE meaning in hindi शेयर होल्डर्स इक्विटी पर इनकम को दर्शाता है, यह ही बताता है कि निवेशक को अपनी इक्विटी पर कितना रिटर्न मिल रहा है।

रिटर्न ऑन इक्विटी = नेट प्रॉफिट / टोटल इक्विटी

5. रिटर्न ऑन एसेट रेश्यो :- एक कंपनी के एसेट ही कंपनी के लिए प्रॉफिट जनरेट करते है। एक कंपनी का रिटर्न ऑन एसेट मेजर करता है कि व्यवसाय कैसे परफॉर्म कर रहा है।

रिटर्न ऑन एसेट = नेट प्रॉफिट / टोटल एसेट

बैलेंस शीट से लिक्विडिटी रेश्यो  की गणना कैसे करें?

लिक्विडिटी रेश्यो दर्शाता है कि कोई कंपनी कितनी जल्दी लिक्विडेटिंग एसेट और कैश का उपयोग कर अपने लोन का भुगतान करती है। इसमें निम्न रेश्यो शामिल है:

  • करंट रेश्यो (Current Ratio)
  • क्विक रेश्यो (Quick Ratio)
  • कैश रेश्यो  (Cash Ratio)

1. करंट रेश्यो:- करंट रेश्यो, करंट लायबिलिटी और करंट एसेट के प्रतिशत को दर्शाता है, करंट रेश्यो में सिर्फ एक ही लिमिटेशन है कि इसमें इन्वेंटरी भी शामिल होती है, जो कि आसानी से कैश में परिवर्तित नहीं की जा सकती है।

करंट रेश्यो = करंट एसेट्स  / करंट लाइविलिटीस

2. क्विक रेश्यो :- क्विक रेश्यो, करंट रेश्यो के ही समान है, लेकिन इसमें इन्वेंटरी को पहले ही निकाल दिया जाता है क्योंकि इन्वेंटरी एक लिक्विड एसेट नहीं है।

क्विक रेश्यो = (करंट एसेट्स – इन्वेंटरी) – करंट लाइविलिटीस

3. कैश रेश्यो :- कैश रेश्यो में, कैश और आसानी से कैश में परिवर्तन होने निवेश से करंट लिबिलिटीज़ की तुलना की जाती है। यह दर्शाता है कि कितनी जल्दी कंपनी लोन का भुगतान कर सकती है।

कैश रेश्यो = कैश + कन्वर्टेबल / करंट लाइविलिटीस

बैलेंस शीट से सॉल्वेंसी की गणना कैसे कर सकते हैं?

सॉल्वेंसी रेश्यो को उपयोग ये पता करने के लिए किया जाता है कि कंपनी अपने लोन का भुगतान कैसे कर रही है, करंट रेश्यो और क्विक रेश्यो को लिक्विडिटी और सॉल्वेंसी टेस्ट के लिए भी उपयोग कर सकते है।

  • करंट रेश्यो (Current Ratio)
  • क्विक रेश्यो (Quick Ratio)
  • डेब्ट टू इक्विटी रेश्यो (Debt to Equity Ratio)
  • इंटरेस्ट कवरेज (Interest Coverage)
  • एसेंशियल सॉल्वेंसी रेश्यो (Essential Solvency Ratio)

1. डेब्ट टू इक्विटी रेश्यो :- डेब्ट टू इक्विटी रेश्यो दर्शाता है कि इक्विटी की तुलना में कंपनी पर कितना कर्ज है।

डेब्ट टू इक्विटी रेश्यो = डेब्ट आउटस्टैंडिंग / इक्विटी

2. इंटरेस्ट कवरेज रेश्यो :- इंटरेस्ट कवरेज रेश्यो यह समझने में मदद करता है कि कंपनी अपने कर्ज पर इंटरेस्ट दे सकती है या नहीं।

इंटरेस्ट कवरेज रेश्यो = EBITA / Interest expenses

3. एसेंशियल सॉल्वेंसी :- यह अंतिम रेश्यो है जो कि अनिवार्य नही है फिर भी आपको इसके बारे में जानना चाहिए, यह प्रॉफिट और नॉन-कैश आइटम्स की सभी लाइविलिटीस के साथ तुलना करता है और यह एक निवेशक को एक स्पष्ट तस्वीर देता है कि क्या कोई व्यवसाय अपने सभी कर्ज को चुका सकता है।

एसेंशियल सॉल्वेंसी = (नेट प्रॉफिट आफ्टर टैक्स + डेप्रिसिएशन + अमॉर्टिजेशन ) / सभी लाइविलिटीस


निष्कर्ष

बैलेंस शीट रेश्यो किसी कंपनी की फाइनेंसियल स्थिति के बारे बताते है, जिनमे तीन तरह के बैलेंस शीट फॉर्मूला होते है जो कि प्रोफिटेबिलिटी रेश्यो, लिक्विडिटी रेश्यो और सोल्वेंसी रेश्यो है।

एक निवेशक के रूप में आपको किसी भी कंपनी में निवेश करने से पहले इन रेश्यो की मदद से कंपनी के फाइनेंसियल को समझने की कोशिश करनी चाहिए।

स्टॉक मार्केट में कई अन्य पहलू होते है जिसकी जानकारी एक निवेशक के पास होना बहुत ज़रूरी होती है, अगर आप एक शुरआती निवेशक है तो स्टॉक मार्केट से जुड़ी बातो को समझने के लिए अभी ऑनलाइन स्टॉक मार्केट कोर्स के लिए रजिस्टर करें।

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